How do payday loans work?

Payday loans are very simple. All you need to do is fill out the online form to the left as accurately and honest as possible. There is no frantic searching of the phonebooks for local stores or calling 411. Submit your information and we will match you with a payday loan lender in no time.

Is it hard to get approved for a payday loan?

It's really easy to get approved. All you need to meet is the following requirements:

• You are either currently employed or receiving recurring income regularly.
• Your take home pay is at least $1000/month if employed or $800/month if on a fixed income.
• You are of 18 years of age or older and a US Citizen.
• Different Lenders may have different qualifications

Are there exceptions?

Our lenders are sometimes unable to service a quick payday loan over non-business days. This is why it is so important that you apply for a payday loan as soon as you realize that you are in need.